Drive Protected, Pay Less

Our innovative Car Subscription Insurance provides full comprehensive coverage for a low monthly fee, with risk premiums only payable when you claim.

From R349p.m.
Home Subscription Insurance

Comprehensive Coverage

Everything you need for complete peace of mind on the road

Accident Protection

Coverage for collisions with other vehicles or objects, regardless of fault.

Weather Damage

Protection against hail, floods, and other weather-related damages.

Theft & Hijacking

Full coverage if your vehicle is stolen or hijacked.

Third-Party Liability

Coverage for damage you cause to others' property or injuries.

Windscreen & Tyres

Coverage for windscreen cracks and tyre damages.

24/7 Roadside Assistance

Emergency services whenever you need them.

How Car Subscription Insurance Works

Simple, transparent, and customer-friendly

1

Pay Monthly Subscription

Pay a low, fixed monthly fee (from R349) to maintain your comprehensive coverage.

2

Drive With Peace of Mind

Enjoy full comprehensive coverage with no excess fees.

3

Only Pay When You Claim

When you make a claim, you'll pay an additional risk-based premium for a prescribed period.

4

Quick Claim Settlement

Our efficient claims process gets you back on the road fast.

Why Choose Home Subscription Insurance?

A smarter, more affordable way to protect your home without long-term contracts or overpriced premiums.

  • No excess fees

    You receive full coverage without having to contribute additional out-of-pocket expenses when claiming.

  • Budget-friendly

    Pay a small fixed monthly subscription fee until a claim occurs.

  • No over paying

    Eliminates the fear of overpaying for insurance you might not use.

  • Full comprehensive coverage

    Protection against all major risks on the road.

  • Flexible coverage

    Adjust your coverage as your needs change.

Home insurance benefits

What Our Customers Say

Trusted by hundreds of satisfied drivers

"At first I was very skeptical, I thought 'it's too good to be true'. It's an important insurance model that is changing how I view traditional insurance. This is one of those times when changing insurance is so good."

Henry Mahlangu April 01, 2025

"I used to pay R2800 p.m for my car insurance until I switched to Car Subscription Insurance. Now I pay just R349 p.m until I need to claim. To this day I'm still waiting for them to say it's a joke!"

Michell Turner April 22, 2025

Frequently Asked Questions

Get answers to common questions about Car Subscription Insurance

How is this different from traditional car insurance?

Traditional insurance requires you to pay high premiums based on perceived risk. With our subscription model, you pay a low monthly fee for comprehensive coverage, and only pay additional premiums if you actually need to make a claim. This means you could save significantly if you don't claim.

What happens when I need to make a claim?

When you make a claim, you'll pay a risk-based premium at that time for a prescribed period. Our claims process is quick and efficient, with most claims processed within 48 hours. You'll have access to our 24/7 claims helpline and network of approved repair shops.

Is there really no excess to pay?

That's correct! Unlike traditional insurance where you pay an excess fee for each claim, our subscription model has no excess. You only pay the additional premium when you claim, with no hidden fees or unexpected costs.

Can I cancel my subscription at any time?

Yes, you can cancel your subscription at any time with no penalties. We believe in giving our customers complete flexibility and control over their insurance.

Ready to Save on Your Car Insurance?

Get comprehensive coverage today for a fraction of traditional insurance costs.